Hi WelshGas totally agree but I do believe that when you phone up to discuss about premiums, because the list is endless some advisors do submit the incorrect vehicle details I personally have been with them since purchasing our California, the advisor I spoke to went right back to 2018 first couple of years details correct, but for some reason LV changed their description maybe that is why some of us have been receiving these emails/ letters for non renewals. Any who knows as said earlier for us time will tell.