Insurance

[SFO]

Managed to put my 22 reg Coast on my Admiral multi car policy at £600 compared to £900 last year.

Got email today from Admiral about the 10 cheapest cars to insure:

 

[Norfolk Jim]

Well I'm in the market place now and somewhat shocked at my quotes. I spoke to AIB about change of vehicle from my 2007 T5 conversion which was £549 s, d & p only (extra £200 for business use) and renewed 25 March. Told them Cali Ocean and 67k and waited - poor girl said she was having a hard time trying to get figures under an extra £500 and that's witout business use (add 200 +) !! I had a quote from CAMC insurance and they came back at £850 but ended up with Comfort at £536 which didn't need tracker and did give me business cover. So even paying cancellation fee I've still potentially saved about £570 over AIB - goodness knows why and I'd been with them 9 years, each year beating others!

 

[Andy C Berks.]

Just had my renewal come through from VW - following on from the initial years free insurance offer - £1,221 Tried a few other places which were even worse.
Then tried Comfort £711 - so they get my vote, and money !
I should add thats with just me as sole driver, clean driving history, a Vodafone S5 tracker, and stored off road at home.

 

[Norfolk Jim]

Just had my renewal come through from VW - following on from the initial years free insurance offer - £1,221 Tried a few other places which were even worse.
Then tried Comfort £711 - so they get my vote, and money !
I should add thats with just me as sole driver, clean driving history, a Vodafone S5 tracker, and stored off road at home.

Postcodes have a serious effect on premiums - I know for a fact we have a very low crime score where we live.

 

[Wildcamper]

For my high top 2018 High Top conversion valued at £50000 with 10k insurance miles social and domestic + EU for myself and my wife CMAC came in at £450. I am happy with that.

 

[Andy C Berks.]

Postcodes have a serious effect on premiums - I know for a fact we have a very low crime score where we live.

My postcode is a C risk rated area on the A to F scale that the insurance companies apparently use (A being lowest risk).
I meant to add in my original reply that if it hadn’t been for this forum then I doubt I would ever have found Comfort

 

[Norfolk Jim]

My postcode is a C risk rated area on the A to F scale that the insurance companies apparently use (A being lowest risk).
I meant to add in my original reply that if it hadn’t been for this forum then I doubt I would ever have found Comfort

Same here about comfort.

 

[Norfolk Jim]

For my high top 2018 High Top conversion valued at £50000 with 10k insurance miles social and domestic + EU for myself and my wife CMAC came in at £450. I am happy with that.

How interesting - I had a quote from CAMC insurers - had to call them due to value and they came back with £890 whereas Comfort, who I found easy to speak with, came back at £536. My original AIB sadly wanted an extra 400 or so ontop of what I was paying for my 2007 T5 Conversion so that'd been around £1100 - the girl simply apologised.

 

[Pombear4]

Just had our renewal come from LV and pleasantly surprised it was only £543. I mean its gone up from £379 but not as much as I was dreading reading some peoples comments!

 

[FairyCakes230]

Love this forum, thank you for the recommendations. Renewal due in a couple of weeks, happy it was largely the same as last year with Howden (formerly A-Plan), but needing to rent a house for a few months during building work at home. Quiet street with permit parking, admittedly closer to Newcastle city by a mile or so and therefore expected £100 or so hit. Won't insure the Cali as it's on the road though, not the drive. Will make zero difference to chance of theft, admittedly in theory at slightly greater risk of getting a wing mirror whacked, but honestly there's more chance of an Amazon van hitting the Cali on the drive at home as they treat suburbia like a racetrack. I asked the Howden guy about some theoretical extensions to the on street parking reasoning. What about camp sites? "Well, it's expected you'd be using those." What about going to visit friends who don't have a driveway? "Er..." Or parking at the supermarket? "Er..." Are you saying I can't use the van as a daily driver? "Er..."
Anyway, thanks to @SFO above for recommending Admiral. Initial quotation was expensive, but if I let them put a robot spy in the van it saves over £300! Also just had a call from Comfort who say they would have quoted over the phone for on road parking, but it wouldn't generate a quote online. For reference for anyone looking for comparisons, CAMC quoted £700 for suburbia on a drive, and £1100 for town on the road. Admiral was £675 with a black box but parking on the road in town. It's also cheaper by about 30 quid with the boss on as a named driver which she thought was hilarious.
Good luck!
(Sorry, should add, that's for a 2020 T6.1 Ocean 4Motion doing 6,000m a year, and yes I know that's a travesty but it's a day van for us at the moment that will come into its own as we get older)

 

[SFO]

my Admiral renewal price went from £600 (24/25) to £461 (25/26) - didn’t need to call them.

 

[BeagleMum]

my Admiral renewal price went from £600 (24/25) to £461 (25/26) - didn’t need to call them.

Just renewed again with Comfort at £398, unusually with car insurance it had dropped a few ££ from last year, as did car insurance with LV.